Eligibility & Criteria Required

To be eligible for a loan from मुद्रा लोन ®, applicants must meet specific criteria depending on their employment type. We ensure responsible lending by providing loans only to individuals and businesses with the capacity to repay comfortably.

1
Salaried Individuals
  • Age: 21–60 years
  • Minimum ₹20,000 monthly income
  • At least 1 year of work experience
2
Self-Employed Professionals
  • Minimum age: 25 years
  • Stable business for 2+ years
  • Annual income: ₹2.5 Lakhs+
3
Business Owners
  • Minimum age: 25 years
  • 3+ years of business operation
  • Turnover: ₹5 Lakhs+/year

Documents Required List

To process your application quickly, please prepare the following documents based on your profile.

📋
Common for All
  • Passport-sized photo
  • Aadhaar/PAN/Passport (ID Proof)
  • Address Proof (Bill/Rent/Passport)
  • Last 6 months’ bank statement
💼
Salaried Individuals
  • 3-month salary slips
  • Form 16 / ITR
  • Employee ID/Offer Letter
🏢
Business Owners & Self-Employed
  • 2 years ITR
  • Business Registration Certificate
  • Last year’s P&L Statement
  • GST Certificate (if applicable)

Need Help?

For any queries or help with the application process, feel free to reach out to us using the form below.